{"id":10424,"date":"2021-09-29T23:50:03","date_gmt":"2021-09-29T21:50:03","guid":{"rendered":"http:\/\/wordpressserver02.westeurope.cloudapp.azure.com\/?page_id=10424"},"modified":"2022-07-07T16:30:48","modified_gmt":"2022-07-07T14:30:48","slug":"faqs-en","status":"publish","type":"page","link":"https:\/\/www.lamie-direkt.at\/en\/faqs-en\/","title":{"rendered":"FAQs (EN)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10424\" class=\"elementor elementor-10424 elementor-65\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3b981e1c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b981e1c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e065410\" data-id=\"3e065410\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5be0b1ea elementor-widget elementor-widget-heading\" data-id=\"5be0b1ea\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.2 - 23-04-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">The most frequently asked questions about our insurances.<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75797a3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75797a3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2df9819e\" data-id=\"2df9819e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d18a332 elementor-widget elementor-widget-heading\" data-id=\"d18a332\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">QUESTIONS ABOUT L'AMIE<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8fce74 elementor-widget elementor-widget-seocon-faq\" data-id=\"d8fce74\" data-element_type=\"widget\" data-widget_type=\"seocon-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<ul class=\"seoc-faqs acc-dots\" data-slide-speed=\"200\" data-close-able=\"true\" data-close-other=\"false\" data-active-index=\"false\"><\/ul>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57d61da elementor-widget elementor-widget-heading\" data-id=\"57d61da\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">QUESTIONS ABOUT INSURANCE IN GENERAL<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14a45ef elementor-widget elementor-widget-seocon-faq\" data-id=\"14a45ef\" data-element_type=\"widget\" data-widget_type=\"seocon-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<ul class=\"seoc-faqs acc-dots\" data-slide-speed=\"200\" data-close-able=\"true\" data-close-other=\"false\" data-active-index=\"false\"><\/ul>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9de3770 elementor-widget elementor-widget-heading\" data-id=\"9de3770\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">QUESTIONS ABOUT our home INSURANCE<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa90089 elementor-widget elementor-widget-seocon-faq\" data-id=\"aa90089\" data-element_type=\"widget\" data-widget_type=\"seocon-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<ul class=\"seoc-faqs acc-dots\" data-slide-speed=\"200\" data-close-able=\"true\" data-close-other=\"false\" data-active-index=\"false\"><\/ul>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0029ed elementor-widget elementor-widget-heading\" data-id=\"d0029ed\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">QUESTIONS ABOUT our WEDDING WEATHER INSURANCE<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3713973 elementor-widget elementor-widget-seocon-faq\" data-id=\"3713973\" data-element_type=\"widget\" data-widget_type=\"seocon-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<ul class=\"seoc-faqs acc-dots\" data-slide-speed=\"200\" data-close-able=\"true\" data-close-other=\"false\" data-active-index=\"false\"><\/ul>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac81dd6 elementor-widget elementor-widget-heading\" data-id=\"ac81dd6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">QUESTIONS ABOUT our WEDDING CANCELLATION INSURANCE<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d32c1bd elementor-widget elementor-widget-seocon-faq\" data-id=\"d32c1bd\" data-element_type=\"widget\" data-widget_type=\"seocon-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<ul class=\"seoc-faqs acc-dots\" data-slide-speed=\"200\" data-close-able=\"true\" data-close-other=\"false\" data-active-index=\"false\"><\/ul>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4172aac elementor-widget elementor-widget-heading\" data-id=\"4172aac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">QUESTIONS ABOUT EVENT WEATHER INSURANCE<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-659759c elementor-widget elementor-widget-seocon-faq\" data-id=\"659759c\" data-element_type=\"widget\" data-widget_type=\"seocon-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<ul class=\"seoc-faqs acc-dots\" data-slide-speed=\"200\" data-close-able=\"true\" data-close-other=\"false\" data-active-index=\"false\"><\/ul>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-002ae79 elementor-widget elementor-widget-heading\" data-id=\"002ae79\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">QUESTIONS ABOUT TRAVEL INSURANCE<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fce1f98 elementor-widget elementor-widget-seocon-faq\" data-id=\"fce1f98\" data-element_type=\"widget\" data-widget_type=\"seocon-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<ul class=\"seoc-faqs acc-dots\" data-slide-speed=\"200\" data-close-able=\"true\" data-close-other=\"false\" data-active-index=\"false\"><\/ul>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d8a308 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"0d8a308\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">QUESTIONS ABOUT A1 TRAVEL INSURANCE<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b46d9b elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-seocon-faq\" data-id=\"0b46d9b\" data-element_type=\"widget\" data-widget_type=\"seocon-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<ul class=\"seoc-faqs acc-dots\" data-slide-speed=\"200\" data-close-able=\"true\" data-close-other=\"false\" data-active-index=\"false\"><li><div><span class=\"acc-dot\"><\/span><h3>Does the insurance cover also cover Covid19 (&#8220;Corona&#8221;) illnesses and quarantine costs?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>Yes. All benefits of the international health insurance also apply in the event of a proven Covid19 illness abroad, including follow-up costs such as hotel costs for quarantine or the resulting return travel costs (e.g. flight). Please note that there is no insurance coverage for travel to areas with level 5 and 6 travel warnings. Current information on travel warnings can be found <a href=\"https:\/\/www.bmeia.gv.at\/en\/travel-stay\/travel-warnings\/\">here<\/a>.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>Who is LAMIE direkt?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>LAMIE direct is an Austrian InsurTECH based in Linz. Our vision is to make insurance easy, transparent and, above all, customer-friendly. We offer our customers modern insurance service through digital solutions, easy-to-understand insurance products and, if desired, comprehensive personal advice.<\/p>\n<p><strong>In relation to the insurance product offered, LAMIE direct acts as a coverholder (insurance agent with authority to conclude and claim claims for the insurer) and is entitled to offer and conclude the insurance product for the insurer. There is no such obligation to the insurer or to other insurers.<\/strong><\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>How are the insurance days calculated?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>For each started day of travel abroad, the daily premium stated on your policy will be charged using your A1 phone number. The period 00:00 to 23:59 according to Central European Time (CET) applies as a day.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>What if my cell phone is stolen while on vacation?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>If your phone is stolen, we recommend that you immediately block the phone with your A1 customer service. In this case, please also contact LAMIE customer service by e-mail or by telephone on +43(0)50664 60260, as a block also deactivates the insurance cover.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>Do I pay the same premium for each country?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>There are two travel zones for travel coverage: Europe plus. Mediterranean countries and worldwide. Within one travel zone, you pay the same premium for each country included.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>How often can I use the travel protection? How long am I insured abroad?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>Travel protection can be used for any number of trips. The insurance cover is valid for a maximum of 90 days per trip. From the 91st day the protection is disabled.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>Will I be charged if I don&#8217;t travel?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>You only pay for the insurance days that are actually used, so you will not incur any costs with the travel protection without an activated insurance day.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>Do I have to turn on my smartphone every day during my trip?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>No, after you have activated your phone abroad once abroad, you will receive confirmation of the activation of the insurance cover after 3 hours. You can then leave your cell phone switched off until you return.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>How do I pay for travel protection?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>The insurance days used are conveniently paid for using your A1 phone number.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>How do I know if Travel Protection is on?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>After you have connected to a foreign network once (\"roaming\") and have not logged back into the Austrian network within 3 hours, the insurance cover will be activated automatically and you will receive an e-mail from us informing you that your cover is active .<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>Do I have to consume data to activate the insurance cover?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>It is not necessary to use mobile data (\"data roaming\") to activate travel protection. It is sufficient if your switched-on mobile phone connects to the foreign network once.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>Is cancellation insurance included?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>No, since the protection is only activated when you leave Austria and is only billed at this point in time, no cancellation insurance is included in the travel protection.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>How can I cancel the travel protection?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>The travel protection can be canceled at any time and without giving reasons by sending an email to <a href=\"mailto:kundenservice@lamie-direkt.at\">kundenservice@lamie-direkt.at<\/a>. The termination will be carried out immediately on the next working day. If you want to reactivate LAMIE travel protection at a later date, you can do so at any time.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>How is travel protection activated?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>The prerequisite for using the travel protection is prior registration for the insurance program with your A1 language tariff number.<br \/>\nAs soon as you log into a foreign network (\"roaming\"), travel protection is activated. Your insurance will be deactivated when you return to Austria and log into your home network. It is important that you take your mobile phone with you and switch it on once when crossing the border (or after landing when traveling by plane), otherwise we will not be able to tell that you are abroad. Data roaming does not have to be activated at any time.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>Do I have to announce my planned trips in advance?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>Travel protection is real-time insurance. You do not have to tell us in advance when, how long or where you are going. The protection applies from the time your mobile phone dials into the foreign network or you return to your home network.<\/p>\n<p>As a result, you don't pay unnecessary premiums if you don't make your trip or travel home earlier than planned. But you also don't risk staying abroad without insurance cover if you unexpectedly stay longer. Your travel insurance allows you full flexibility.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>How does the family tariff work?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>When you take out the family tariff, you have the option of registering an additional adult and up to 3 children as insured persons. By children we mean your children and the children of your spouse, registered partner or common-law partner if they are under the age of 21 (including foster and adopted children).<br \/>\nThe basic requirement for insurance cover is that these people travel with you, since your A1 phone number is the trigger for insurance cover (\"roaming\").<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>Can I also use travel protection if I am in a border region and my mobile phone frequently switches to the international network?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>The prerequisite for offsetting the insurance cover is that you have dialed into a foreign network once and have not returned to Austria within 3 hours. The insurance cover is only activated after 3 hours from logging into a foreign network (\"roaming\"). Constant switching between the home network and a foreign network does not lead to activation.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>Do I have to use travel protection every time I travel?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>No if you wish, you can deactivate travel protection individually at the beginning of each trip. By means of a confirmation e-mail that you will receive from us after 3 hours of constant connection to the foreign network, you will be given the opportunity to deactivate the protection for the respective trip using the link provided. In this case, the insurance cover is deactivated for the entire trip. After returning to Austria, the protection is automatically reactivated in the same way on the next trip.<\/p>\n<\/div><\/li><li><div><span class=\"acc-dot\"><\/span><h3>I would like to change my personal data or insured persons in my travel insurance. How does it work?<\/h3><span class=\"acc-close\"><\/span><\/div><div><p>Simply send an e-mail to <a href=\"mailto:kundenservice@lamie-direkt.at\">kundenservice@lamie-direkt.at<\/a> with your respective data that should be changed. Our customer service will then process your change requests. Please note that changes to co-insured persons (e.g. entering or exchanging a co-insured person) only become valid on the following day at 00:01 Austrian time zone (Central European Time - CET). This means that if you are on a trip, the coverage will only come into effect at that point.<\/p>\n<\/div><\/li><\/ul>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69264666 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69264666\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3dc018aa\" data-id=\"3dc018aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5eb7cce elementor-widget elementor-widget-text-editor\" data-id=\"5eb7cce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.2 - 23-04-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Join our\u00a0<b>LAMIE community<\/b>:<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9adcbc elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-global elementor-global-377 elementor-widget-icon\" data-id=\"d9adcbc\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/www.facebook.com\/LAMIEdirekt\" target=\"_blank\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8152193 elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-global elementor-global-380 elementor-widget-icon\" data-id=\"8152193\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/www.instagram.com\/lamie_direkt\/\" target=\"_blank\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-instagram\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5703a1f elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-global elementor-global-383 elementor-widget-icon\" data-id=\"5703a1f\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/www.linkedin.com\/company\/lamie-direkt\/\" target=\"_blank\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The most frequently asked questions about our insurances. QUESTIONS ABOUT L&#8217;AMIE What does &#8222;pure online provider for direct insurance&#8220; \/ direct insurance \/ online insurance mean? This means that you can only take out insurance online via an ordering process and not through a broker or advisor. This online focus allows us to offer very [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"parent":12289,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FAQs (EN) &ndash; LAMIE direkt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lamie-direkt.at\/en\/faqs-en\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQs (EN) &ndash; LAMIE direkt\" \/>\n<meta property=\"og:description\" content=\"The most frequently asked questions about our insurances. 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