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Cultural events

These include folk festivals, fairs, church fairs, youth events, music club festivals, knights’ festivals and parades.

Dear customers!

Here you can check whether LAMIE wedding weather insurance meets your wishes and needs. Please note that by purchasing online, you are waiving the right to advice and personal recommendation from a LAMIE advisor. For product-specific support in the ordering process, we will be happy to assist you by phone or email.

First to the Wishes and Needs Test.

No, I do not want a needs assessment.

Dear customers!

Here you can check whether the LAMIE wedding cancellation insurance meets your wishes and needs. Please note that by purchasing online, you waive the right to advice and personal recommendation from a LAMIE advisor. For product-specific support in the ordering process, we will be happy to assist you by phone or email.

First to the Wishes and Needs Test.

No, I do not want a needs assessment.

Fire

For us, fire damage also includes damage caused by the effects of heat. Therefore, your household contents are also insured if they are merely singed, charred, sooty or destroyed by an explosion/deflagration.

Tap water

One leaking pipe and your new furniture is ruined. Tap water damage is insured with LAMIE. The premium version also covers damage caused by water leaking from household appliances, fittings, aquariums or waterbeds.

Storm

Nature is unpredictable. That is why storm damage caused by storms, hail, snow pressure, landslides, rock falls and the like are insured. In the premium variant, floods (up to 5% of the sum insured) are also covered.

Burglary

To ensure that your belongings are also protected from thieves, burglary insurance covers not only stolen items but also damage caused by vandalism.

Sport events

This includes any events related to sporting activities e.g. sports competitions, sports festivals and sports club celebrations.

Outdoor /Music events:

These include music festivals, concerts, theater performances, open-air cinema, tent festivals, beer festivals and fire brigade festivals.

Company, School and University Events

These include company anniversary celebrations, summer parties, university events, school parties and children’s parties.

Markets

These include street food markets, cider fairs, farmers’ markets, weekly markets, livestock markets and animal shows.

Earthquake

We know only too well from media reports what damage earthquakes can cause. LAMIE insures earthquake damage up to € 10,000.

Lightning strike

With an average of around 170,000 lightning strikes per year, a strike in one’s own home is not at all unlikely. Direct lightning strikes are insured with LAMIE. The premium variant also covers damage caused by indirect lightning strikes up to € 5,000.

Afternoon & Evening:

The LAMIE Wedding Weather Insurance is valid on the wedding date for the period 12:00 – 18:00 as standard. If you also want to be insured for the evening, you can extend the period to 12 p.m. to 9 p.m. (10 mm of rain).

Political / Community events:

This includes all celebrations organized by municipalities as well as events by political parties and interest groups.

Dear customers,

If you have any questions about this product or would like to make an appointment for a personal consultation, please call us at 0732 2596 or email us at kundenservice@lamie-direkt.at.

If you do not wish to have a consultation and choose to purchase online, LAMIE will not make a product recommendation to you.

The home insurance offered is arranged for you by LAMIE as a closing agent with claims settlement authority. The insurer is ERGO Versicherung AG (https://ergo-versicherung.at/impressum). LAMIE exclusively offers this household insurance product from Ergo and no competing products.

You can find LAMIE’s agent profile here.

Information on the use of data by LAMIE can be found here.

You can use the following wants and needs test to check which LAMIE household insurance cover option is more suitable for you. For product-specific support in the ordering process, please contact us by phone or email.

By completing the ordering process, you waive the right to advice and product recommendation.

First to the Wishes and Needs Test

No, I do not want a Wishes and Needs Test