LAMIE direkt

Versicherung online, einfach, günstig

Insured with empathy and expertise

Lamie is an insurance company that thinks and acts like a friend.

like a real one.

For us, our mission is clear: 100% positive settlement of claims. Every claim is handled in a way that best suits you and us. So everyone knows where they stand. That’s what friendship is all about.

You know what is insured

You know from the beginning what exactly is insured & what is not.

without nasty surprises

Open cards, open hearts – clarity is our top priority. 

always there for you

We are your friend & mentor in difficult times.

fair premiums

With us you get know-how & heart and soul at the best price.

Lamie's Range of products

  • Home insurance
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  • Wedding insurance
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  • Event weather insurance
  • Cyber insurance
  • Travel insurance
  • Handset insurance
learn more

You can recognise a secure friend in an insecure thing.

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what our lamie community thinks about us:

Insured with Lamie-guarantee

Know where you stand.

That’s what friends are for.

Guaranteed to save time.

Guaranteed to save money.

Guaranteed to see through.

Guaranteed to be heard.

important information for you

You don’t need many friends in Life, just the right ones.

You can count on Lamie like one two three.

That’s what friends are for.

LAMIE in the media:

"3" tariffs now with free online shopping protection

OÖ24 >

"3" includes protection against online shopping fraud into internet tariffs

Futurezone >

"3" and LAMIE join forces to bring insurance against online fraud

Der Brutkasten >

derStandard.at - The insurance from the internet

Der Standard >

OÖNachrichten: Linzer boys launch Austria's first online insurer

Oberösterreichische Nachrichten >

The "trend": the most important insurance start-ups

Der Trend >

Join our LAMIE community:

We are here for you!

Write us:
kundenservice@lamie-direkt.at

Call us:
0732 2596

Report a claim conveniently and online.
Click here for the claim form

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Political- / Community events:

This includes all celebrations organized by municipalities as well as events by political parties and interest groups.

Outdoor-/Music events:

These include music festivals, concerts, theater performances, open-air cinema, tent festivals, beer festivals and fire brigade festivals.

Afternoon & Evening:

The LAMIE Wedding Weather Insurance is valid on the wedding date for the period 12:00 – 18:00 as standard. If you also want to be insured for the evening, you can extend the period to 12 p.m. to 9 p.m. (10 mm of rain).

Fire

For us, fire damage also includes damage caused by the effects of heat. Therefore, your household contents are also insured if they are merely singed, charred, sooty or destroyed by an explosion/deflagration.

Tap water

One leaking pipe and your new furniture is ruined. Tap water damage is insured with LAMIE. The premium version also covers damage caused by water leaking from household appliances, fittings, aquariums or waterbeds.

Storm

Nature is unpredictable. That is why storm damage caused by storms, hail, snow pressure, landslides, rock falls and the like are insured. In the premium variant, floods (up to 5% of the sum insured) are also covered.

Burglary

To ensure that your belongings are also protected from thieves, burglary insurance covers not only stolen items but also damage caused by vandalism.

Earthquake

We know only too well from media reports what damage earthquakes can cause. LAMIE insures earthquake damage up to € 10,000.

Lightning strike

With an average of around 170,000 lightning strikes per year, a strike in one’s own home is not at all unlikely. Direct lightning strikes are insured with LAMIE. The premium variant also covers damage caused by indirect lightning strikes up to € 5,000.

Dear customers,

If you have any questions about this product or would like to make an appointment for a personal consultation, please call us at 0732 2596 or email us at kundenservice@lamie-direkt.at.

If you do not wish to have a consultation and choose to purchase online, LAMIE will not make a product recommendation to you.

The home insurance offered is arranged for you by LAMIE as a closing agent with claims settlement authority. The insurer is ERGO Versicherung AG (https://ergo-versicherung.at/impressum). LAMIE exclusively offers this household insurance product from Ergo and no competing products.

You can find LAMIE’s agent profile here.

Information on the use of data by LAMIE can be found here.

You can use the following wants and needs test to check which LAMIE household insurance cover option is more suitable for you. For product-specific support in the ordering process, please contact us by phone or email.

By completing the ordering process, you waive the right to advice and product recommendation.

First to the Wishes and Needs Test

Yes, I would like a needs assessment (DE)

No, I do not want a Wishes and Needs Test

Directly to the order process

Dear customers!

Here you can check whether LAMIE wedding weather insurance meets your wishes and needs. Please note that by purchasing online, you are waiving the right to advice and personal recommendation from a LAMIE advisor. For product-specific support in the ordering process, we will be happy to assist you by phone or email.

First to the Wishes and Needs Test.

Yes, I would like a needs assessment (DE)

No, I do not want a needs assessment.

Continue to the order process

Dear customers!

Here you can check whether the LAMIE wedding cancellation insurance meets your wishes and needs. Please note that by purchasing online, you waive the right to advice and personal recommendation from a LAMIE advisor. For product-specific support in the ordering process, we will be happy to assist you by phone or email.

First to the Wishes and Needs Test.

Yes, I would like a needs assessment (DE)

No, I do not want a needs assessment.

Continue to the order process